The Future of DAO Development on The Platform

I heard about Tao 1.5 years ago, and then many media personalities spoke well about the prospects of Dao, but now 1.5 years have passed, and Dao does not develop in any way, but remains at the level of “votes” where the richest, most important, and the votes themselves are often are of a formal nature, and now many look at the Dao with a certain inconsistency, they don’t expect anyone to develop for this direction, it just exists, and God bless it, so to speak
But it seems to me that there are some functions that can slip the tao principle, but will not affect the site itself by voting for some change in the entire ecosystem.
It seems to me that the Dao would be well used in small groups of people who, let’s say, want to invest together, but do it fairly for everyone, and in such a way that none of the participants can harm the whole group. I saw a project somewhere where such a system was described as a concept, and I liked it, where you can create a group, add participants, and each of them must contribute an equal share of the funds and they would all collect for this group of 30-50 people a good amount for the same venture investments
And the Dao for venture investments is not all that the tao has to offer, I got an idea how a similar Dao model could be useful for the posi platform
1-It is possible to organize joint pools for concentrated liquidity, where by voting you can choose the percentage of depositing liquidity in a particular coin price range, voting on an equal share of depositing liquidity, or vice versa, voting that any participant can contribute as much as he wants, and its percentage will be distributed in the same way (the more, the more) and so on, the horizon of the variety of voting, and the changes that can occur due to the concept of Dao is very large
2-You can make “pools” for p2p: That is, if we are talking about p2p that will work on the “pledge” principle, then pools where a person can deposit a small amount into this pool in order to exchange large amounts of the original “pledge” but in order to avoid fraud, this pool can work like this:
One member provides 100 busd as a pledge, and from the beginning he can only trade on 55% of this pledge, but in fact, in fact, he can only receive 50% when trading, from the provided pledge, and 5% go to the general fund of the Dao of this group , and when he behaves honestly, and when he reaches a volume commensurate with 100 buds, he can trade on his entire pledge, and further, 1-2% of the transaction is charged to the fund Dao fund from each transaction, and the “leverage pledge” coefficient will increase from every 2 trades, and thus every hard-working and dedicated member of this Dao group, will be able to trade on the “p2p pledge” with much larger volumes than his initial pledge, and even if he, after all this, fails the Tao group, by treating the other side of the transaction in bad faith , then the Dao fund will not suffer, because the contribution of this participant to the fund is the same, or more than that provided by his “leverage pledge”
In general, DAO can be a very interesting and breakthrough system of relationships between market participants, and not only market participants, but in order to see this potential, you need to experiment and think through interesting concepts that will be the basis of your DAO

I am very interested in the DAO concept, there is an infinity of possibilities that members can vote, besides contributing so that some proposal can get off the paper, for example Cardano has its DAO and its members are around 50 thousand people, I don’t know how they work with the fund collected from the participants, but if for example each participant of the DAO contributes with $10 monthly, this results in $500 thousand to develop some proposal or several according to the interest of the members through voting, etc, I would very much like to see this in posi.